Roth Ira Limits 2024 Married. If you file taxes as a single person, your modified adjusted gross income (magi) must be under. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same:.
Roth ira eligibility is based on earned income and magi. The contribution limit for individual retirement accounts (iras) for the 2024 tax year is $7,000.